Cigna Alcohol Rehab Centers Insurance Coverage

Cigna is a worldwide health service company that helps people better their overall health and well-being. It serves more than 95 million people around the globe. [1] Cigna provides coverage for a range of treatments that help people recover from substance use disorders. Cigna insurance also provides coverage for mental health services for mental illnesses such as anxiety and depression.

You may also be required to meet a deductible and/or pay a copayment or coinsurance if the services you receive are not fully covered. A copayment is a flat amount you pay for the services; coinsurance is a percentage of the costs that you pay. A deductible is an amount you pay for covered services before Cigna will pay for services.

What Is Cigna Alcohol Rehab Centers Insurance Coverage?

A global health organization, Cigna has more than 86 million customer relationships around the world. Along with its mission to provide affordable healthcare for basic needs, the company helps its members with addiction treatment.

Although coverage varies depending on your individual plan, recovery services may consist of approved Cigna alcohol rehab centers & Cigna drug rehab providers offering:

• Drug rehabilitation
• Alcohol rehabilitation
• Detoxification
• Counseling for addiction treatment

Cigna Drug Rehab Insurance Resources

To better support those who face drug or alcohol addiction, Cigna started a Behavioral Health division. In addition to providing articles, tools, and podcasts for individuals and family members, the division now includes an education series.

Cigna’s free education series provides information on the physical, mental, and emotional signs of addiction. Each lesson offers advice for those in recovery, as well as their family members. While these seminars provide information on addiction and substance abuse, they are not intended to replace the care of a doctor. You should always consult with a medical professional about the appropriate treatment for your condition.

Cigna Alcohol Rehab & Substance Abuse Coverage

Cigna insurance covers substance abuse treatment for its members. Cigna has partnerships with addiction rehab facilities throughout the country to provide a variety of detox, inpatient residential, and outpatient services at discounted rates to members. The Affordable Care Act (ACA) requires that insurance companies provide some degree of coverage for mental health treatment, which includes substance use disorder (SUD) treatment (including coverage for drug and alcohol addiction). [2]

Depending on your Cigna insurance plan, your benefits and coverage will vary. For instance, Cigna’s lowest plan – bronze – offers lower premiums, but individuals may face higher deductibles and out-of-pocket expenses. But for those with gold or platinum plans, you receive more comprehensive coverage with lower deductibles.

In regards to substance abuse treatment, the services insurance covers and the expenses you will be responsible for depend greatly on the type of plan and the state you reside in. Contact your health insurance provider to review your policy and determine the types of treatment services that are covered by your plan.

Cigna Inpatient Rehab Insurance Coverage For Alcohol Treatment & Drug Abuse Rehab

Cigna inpatient rehab for substance abuse treatment programs may cover:

• Acute Inpatient Substance and Drug Detoxification
• Inpatient Treatment for Substance and Drug Disorders
• Partial Hospitalization for Substance and Drug Disorders

Do Cigna Treatment Centers Need To Be In-Network?

While not all Cigna insurance plans require your treatment center to be in-network, it’s important to note that using an out-of-network provider usually increases your out-of-pocket expenses. Some plans may not cover any out-of-network services, leaving you with the entire bill. However, other plans will cover certain portions after a deductible or coinsurance has been met.

Many out-of-network treatment options require a pre-certification. This involves Cigna reviewing the request against nationally recognized guidelines. In cases that require a pre-certification, Cigna will determine what services are covered based on your plan. Refer to your policy or call the number on the back of your insurance card to find out what treatment options are available to you.

Cigna Inpatient Rehab for Drug and Alcohol Addiction Service And Costs

What is Cigna’s drug rehab coverage? Insurance coverage and out-of-pocket expenses may fluctuate depending on your specific plan and where you’re located.

Inpatient Rehab Coverage Estimates
Cigna Insurance Bronze plans	Typically have 0% coinsurance for in-network providers which means Cigna will pick up the costs after you pay your plan’s deductible in full. For out-of-network services, some plans will help cover costs while others may not.
Cigna Insurance Silver plans	In-network programs coinsurance usually falls between 30 to 50 percent after the deductible is met. Out-of-network services may or not be covered, depending on the state you reside in.
Cigna Insurance Gold plans	Coinsurance for in-network plans can range from 20 to 50 percent after the deductible. Similar to the other plans, out-of-network providers may or may not be covered depending on the state in which the policy was issued.
Cigna Insurance Platinum plans	10 to 30 percent coinsurance after meeting the plan’s deductible. Some plans may cover out-of-network programs at a higher coinsurance percentage.

How We Can Help?

We Level Up is a national inpatient rehab destination. We accept most PPO insurance plans. Call to learn more.

Using an inpatient rehab program means staying in a facility for the rehabilitative therapy and care you need. This requires being admitted to a rehab program and staying there – similar to a regular hospital – until treatment is complete. The length of your stay may be anywhere from a few days to a month or more, depending upon your individual needs.

Admission to an inpatient rehab program means that you will undergo intensive rehabilitative therapy, working with therapists for a minimum of three hours daily. You can also expect to have access to in-house rehab equipment, facilities, and staff during your stay, giving you the opportunity to work toward your rehabilitation goals between therapy sessions in a safe, supervised environment.

You will have 24-hour medical monitoring and care, including pain management and wound care, if necessary. All meals and personal care will be provided, and many inpatient rehab facilities offer a number of amenities, including indoor pools and/or spas, internet access, and/or recreational facilities.

You’ve come to the right place to get the addiction treatment that will make a lasting difference. We Level Up accepts most insurance rehab plans. We understand and know how to negotiate with insurance companies to ensure an affordable treatment experience. If you haven’t already please give us a call so we can tell you more about how our program can help set you or your loved one up for success.

We Level Up is a multi-faceted drug & alcohol inpatient rehab that uses a repertoire of methods to generate practical solutions to major drug/alcohol challenges targeted toward families and individuals. We work to improve the health of the public and of individuals from a variety of angles. This includes constant research and innovation on substance abuse treatment models as paired with individuals and a conducive environment.

You’re not alone. Even if you have failed before and relapsed, we can help. We Level Up friendly addiction treatment specialists won’t give up on you. If you just can’t stop using you know you need help. Now. Whenever you need someone to talk to about treatment options to suit your situation, call us. Even if we can’t help you, we’ll guide you to where you can get help. There’s never any obligation.

We Level Up treatment center accepts Cigna Insurance and can help with inpatient therapy programs exclusively. Depending on the extent of secondary behavioral disorders such as addiction we can first help assess your condition and thereafter guide you to suitable treatment options. We do not provide outpatient and PHP services at this time. Call to learn more.