Beacon Mental Health and Drug Rehab Coverage

The Affordable Care Act (ACA) requires all insurance providers to cover services for mental health rehab. Additionally, the ACA mandates that all health insurance plans must include behavioral health, inpatient mental health, and treatment for substance use disorders (SUD) (such as counseling and psychotherapy). Continue reading for more details on Beacon's coverage of addiction and mental illness treatment.

By We Level Up | Editor Yamilla Francese | Clinically Reviewed By Lauren Barry, LMFT, MCAP, QS, Director of Quality Assurance | Editorial Policy | Research Policy | Last Updated: March 13, 2023

Beacon Health Mental Health & Beacon Health Substance Abuse

The Affordable Care Act (ACA) mandates that all insurance companies provide coverage for mental health rehab services. Additionally, the ACA requires that behavioral health, inpatient mental health, and treatment for substance use disorders (SUD) be covered by all health insurance policies (such as counseling and psychotherapy).

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The Affordable Care Act (ACA) mandates that all insurance companies provide coverage for mental health rehab services.
The Affordable Care Act (ACA) mandates that all insurance companies provide coverage for mental health rehab services (Beacon Behavioral Health Inpatient).

Beacon Health Therapy & Beacon Health Drug Rehab

Your place of residence, healthcare plan, required treatments, and the decision to use an in-network or out-of-network institution will all affect your financial obligation for your care.
Your place of residence, healthcare plan, required treatments, and the decision to use an in-network or out-of-network institution will all affect your financial obligation for your care (Beacon Mental Health).

You might be wondering if the therapy for drug misuse and mental health issues is covered by your Beacon insurance. To quickly answer, yeah. As you get well from a mental health problem, Beacon insurance will assist in covering a portion of your medical costs. Your addiction therapy may have been finished entirely or partially, depending on the policy you have.

Your domicile, healthcare plan, required treatments, and whether you choose to use an in-network or out-of-network hospital will all affect your financial responsibility for your care. Regardless of the drug rehab center you select or your insurance company, you’ll probably have to pay some out-of-pocket expenses.

Your home, the facility’s network status (in-network or out-of-network), the length of your stay, and the level of your Beacon insurance coverage plan will all have an impact on the extent of your health coverage. Also, the price of inpatient rehabilitation varies from person to person and is based on the treatment facility, program, and certain services you receive if you have Beacon insurance.

About Durg Abuse

Drug addiction is a chronic disorder marked by uncontrollable drug seeking and use, in spite of adverse side effects and perhaps irreversible brain alterations. The typical unhealthy habits drug users have may be affected by these brain changes. Drug addiction is a relapsing condition, as well. Relapse is the act of continuing drug usage despite attempts to stop.

The voluntary use of drugs is the first step toward addiction. A person, however, eventually loses the ability to chose not to do something. The substance promotes desire and compulsive drug usage. The fundamental reason for this is the harm that chronic drug use does to the health of the brain. The areas of the brain that govern motivation, learning, and behavior are impacted by addiction. Addiction is a disorder that compromises both the brain and behavior, hence.

Drug Abuse Disorders

The use of a drug in risky doses or ways is referred to as drug abuse or substance abuse. It is a specific condition associated with medications. Drug abuse is defined in a number of radically different ways in the realms of medical, criminal law, and public health. Drug usage can occasionally lead to criminal or antisocial behavior as well as permanent personality changes in people.

The use of specific chemicals may result in legal consequences as well as potential bodily, social, and psychological harm, however, these may differ greatly depending on the local jurisdiction. There are thankfully many different treatment choices available when you go to a facility for drug misuse treatment.

A pattern of abusing chemicals to elevate mood is referred to as substance abuse. In addition to alcohol and other narcotics, the term “substances” can also apply to a variety of molecules that are not considered to be drugs (whether they are legal or not). The use of a substance outside of what is intended or advised, as well as going above permitted dose limits, are both considered forms of abuse.

People of all ages and from all walks of life are affected by drug use disorders. These illnesses are widespread, frequently severe, and recurrent, but they are also treatable, and many people recover from them. Mental illnesses cause changes in thought, emotion, and behavior. Our decision-making and interpersonal interactions may be impacted by these circumstances.

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Even if you have failed previously and relapsed, or are in the middle of a difficult crisis, we stand ready to support you. Our trusted behavioral health specialists will not give up on you. When you feel ready or just want someone to speak to about therapy alternatives to change your life call us. Even if we cannot assist you, we will lead you to wherever you can get support. There is no obligation. Call our hotline today.

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Beacon Health Drug Treatment Centers & Beacon Health Insurance Coverage For Drug & Alcohol Rehab

Beacon’s medical insurance covers alcohol addiction treatment programs. Drug rehabilitation services are also covered for Beacon health plan participants. Beacon’s mental health plan also provides coverage for dual diagnoses of addiction and/or co-occurring mental health issues.

While We Level Up makes every attempt to give you the most recent details on each carrier’s substance addiction coverage, errors do happen from time to time. To verify coverage levels, kindly get in touch with your insurance provider immediately. You can also get a free insurance check by getting in touch with our team.

Behavioral Therapies at Drug Abuse Treatment Centers

Behavioral approaches encourage people to take part in drug abuse treatment, provide incentives for abstinence, alter people’s attitudes and behaviors related to drug abuse, and enhance people’s life skills to handle stressful situations and environmental cues that might trigger intense drug cravings and trigger a new cycle of compulsive abuse. The following list includes several behavioral therapies that have been demonstrated to be beneficial in treating substance misuse (effectiveness with specific abuse substances is indicated in parentheses).

The purpose of 12-step facilitation therapy is to increase a substance abuser’s likelihood of signing up for and actively participating in 12-step self-help groups, hence promoting abstinence. There are primarily three key ideas:

  • Acceptance includes the realization that drug addiction is a chronic, progressive disease over which one has no control, that life has become unmanageable because of drugs, that willpower alone is insufficient to overcome the problem, and that abstinence is the only alternative.
  • Surrender involves giving oneself over to a higher power, accepting the fellowship and support structure of other recovering addicted individuals, and following the recovery activities laid out by the 12-step program.
  • Active involvement in 12-step meetings and related activities. While the efficacy of 12-step programs (and 12-step facilitation) in treating alcohol dependence has been established, the research on its usefulness for other forms of substance abuse is more preliminary. Still, the treatment appears promising for helping drug abusers sustain recovery.

Family Behavior Therapy’s (FBT) objective is to address co-occurring problems such as behavior disorders, child abuse, depression, family conflict, and unemployment. FBT has demonstrated encouraging results in both adults and teenagers. FBT combines behavioral contracting and contingency management. Families are encouraged by therapists to implement the behavioral strategies they learn in sessions and pick up new skills to improve their homes.

The creation of behavioral goals attached to a contingency management system that aims to stop drug use and HIV transmission is encouraged among patients. Parents who misuse drugs are urged to set goals for ethical parenting. Every session starts with a review of the behavioral plans, and when goals are reached, loved ones reward the child. As part of the treatment planning process, patients select specific therapies from a menu of evidence-based therapeutic alternatives. In a series of comparisons involving adolescents with and without behavior issues, FBT performed better than supportive counseling.

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Beacon Health Options Drug Rehab Coverage & Beacon Health Options Drug Test

Open-access plans, copay-only plans, and high-deductible plans are all available through Beacon insurance.

  • Open-access plans don’t need a referral or a primary care physician, and they let you pick the doctors you want to see.
  • Primary care physician visits and generic medications will be covered before you reach your deductible under copay-only plans, which ensures that your payments after paying your deductible will only be copays.
  • Preventative care services, sometimes coverage through a primary care physician before the deductible is met (with a fee), and the choice of a health savings account are all provided by high-deductible plans. Logging into the member website will allow you to see the specifics of your plan.

Beacon Insurance protection provides open-access, copay-only, and high-deductible policies. In order to better support patients in their local communities, insurance firms provide a variety of regional plans supported by the national provider network. Addiction to drugs or alcohol frequently coexists with mental health issues. As a result, it’s crucial to address mental health issues if you seek therapy for substance abuse or addiction.

Beacon Health Options Alcohol Rehab Coverage & Beacon Health Detox

Beacon insurance coverage for alcohol rehab differs depending on the member’s health plan and the facility they select for their addiction treatment. We Level Up is one of many treatment facilities that accept private insurance.

For patients with dual diagnosis issues, We Level Up rehab centers offer a variety of levels of therapy that are both more varied and comprehensive. Also, your policy may or may not cover treatment for substance misuse because we work with so many different insurance companies, including Beacon insurance coverage PPO plans.

Individual therapy, including cognitive-behavioral therapy (CBT) for addiction and mental health disorders, is covered by Beacon and other insurance carriers. However, the level of coverage will depend on the person’s selected therapist and their particular health insurance plan.

For patients with dual diagnosis issues, We Level Up rehab centers offer a variety of levels of therapy that are both more varied and comprehensive.
For patients with dual diagnosis issues, We Level Up rehab centers offer a variety of levels of therapy that are both more varied and comprehensive (Beacon Mental Health).

Beacon is dedicated to keeping track of patients through its Continuing Care activities. Participants meet once a week to assist “alumni” in different treatment programs. Social gatherings may be planned to commemorate a win or a recent recovery. These programs have a big impact because they constantly inspire people to get involved in their community.

Whenever, day or night, the Beacon insurance customer service staff offers resources for recuperation. It helps with local therapist and counseling services searches.

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Beacon Health Addiction Specialist & Beacon Mental Health

You must contact your insurance provider to find out what your specific plan covers, including coinsurance, copays, and deductibles. The following substance abuse treatment programs may be covered by health insurance:

In order to determine which charges will be reimbursed by your insurance provider and which ones you will be responsible for paying out of pocket, review your policy benefits before selecting the best rehab treatment center for you. To find out more about the specifics of your coverage plan, call the number on the back of your insurance card or sign into your account on the Beacon website.

When you or a loved one is seeking treatment for substance misuse, being aware of the specific coverage provided by your Beacon insurance plan may make you feel more at ease. You won’t have to worry about unforeseen expenses or financial difficulties, allowing you to focus on the process of becoming and becoming clean.

  • You’ll be happy to have Beacon insurance if you’re hesitant to seek addiction rehabilitation therapy out of concern for what others might think. Beacon offers members 24-hour support and can assist you in finding a doctor or treatment facility promptly. Your agent will keep whatever information you communicate with them strictly confidential, and the business will attend to your needs discreetly. The length of your stay is determined by your Beacon insurance coverage, and the new corporate plan also stipulates a combination of private counseling. No matter how long you stay, you will feel secure.
  • To receive your full benefits, you’ll probably need to go to a rehab facility that is part of Beacon’s network. Even if you select an in-network facility for addiction treatment, you may still be liable for some of the costs. You can be responsible for paying the full cost of your care if you select an out-of-network facility. You may talk about other funding options, such as a payment schedule or any scholarships the institution might offer.
  • The price of drug and alcohol rehab varies from person to person. It mostly depends on the rehabilitation facility, the program you choose, and the particular treatments you get. Review your Beacon insurance benefits before choosing a rehab facility to find out which expenses are covered by your insurance and which you will have to pay out of pocket. To find out how much you might have to pay in copays and any deductible that must be fulfilled before coverage begins for the services you need, call the number on your insurance card or log in to your account on the Beacon website.

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Do Treatment Centers Need to be In-Network? Beacon Mental Health

Although not all Beacon insurance plans require in-network doctors and hospitals, out-of-network services could be more expensive. It’s crucial to remember that programs that aren’t a part of Beacon’s network haven’t had their compliance with current standards of care reviewed.

The high standards of treatment and conformity to contemporary standards are scrutinized in each of Beacon’s in-network programs. Before you start the program, find out from your insurance company if pre-certification for your substance misuse treatment is necessary. To determine whether the requested service or program satisfies Beacon’s clinical requirements for coverage, pre-certification entails a review process.

Beacon Mental Health and Drug Rehab Service and Costs & Beacon Mental Health

The price of inpatient rehabilitation programs may vary depending on your region and the coverage provided by your Beacon policy. Certain Beacon plans offer 0% coinsurance for in-network inpatient services; insurance coverage begins once your whole deductible has been met. For additional services, some plans could levy a price at the time of admittance.

With round-the-clock access to healthcare providers who can support you, our team of experts in substance addiction rehabilitation offers top-notch therapy.
With round-the-clock access to healthcare providers who can support you, our team of experts in substance addiction rehabilitation offers top-notch therapy (Beacon Mental Health).

Location and plan type has an impact on coverage for medical professionals outside of a network. While some insurance plans may charge a 30–50% copayment for out-of-network care, others may not cover it at all. Pre-certification is frequently necessary for out-of-network programs since failure to do so will result in a per-occurrence fee. Find out which procedures your insurer will cover by speaking with your provider.

The facility licensed to handle addiction At the We Level Up Therapy Center, PPO insurance is accepted. With round-the-clock access to healthcare providers who can support you, our team of experts in substance addiction rehabilitation offers top-notch therapy.

We work as a team to provide information regarding Beacon insurance coverage and additional areas of care. Use the chance to preserve your life. Call at once if you’d like to speak with a member of our treatment team. One of our counselors will answer any questions you may have because they are familiar with your circumstance.

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Voluntarily testimonials from the We Level Up Treatment Center network vary. Not intended as a guaranteed treatment or outcome as each person's journey is unique.

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Beacon Mental Health Video

To help you take the initial step toward recovery, our team of admissions coordinators is here to help. They are also accessible to address any queries or worries you may have. We are aware that starting something new can be challenging, especially when struggling with addiction. Our team is familiar with your situation firsthand. We want you to know that you are not alone on this path and that we are here to help.

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Sources:

[1] Healthcare.gov. (2021) – Mental Health and Substance Abuse Coverage.

[2] Beacon – Beacon Levels Of Care

[3] Beacon – Beacon Homepage

[4] SAMHSA 

[5] NIDA – Principles of Drug Addiction

[6] NIDA – Drug Addiction Treatment