Does Regence Cover Mental Health? Regence Mental Health Coverage

All insurance companies are required by the Affordable Care Act (ACA) to provide coverage for mental health treatment services. Additionally, the ACA requires that behavioral health, inpatient mental health, and treatment for substance use disorders (SUD) be covered by all health insurance policies (such as counseling and psychotherapy). For further information on how Regence covers addiction and mental health services, keep reading.

By We Level Up | Editor Yamilla Francese | Clinically Reviewed By Lauren Barry, LMFT, MCAP, QS, Director of Quality Assurance | Editorial Policy | Research Policy | Last Updated: September 1, 2023

Does Regence Cover Mental Health? Regence Mental Health Coverage

The Affordable Care Act (ACA) mandates that all insurance providers offer coverage for mental health treatment services. Additionally, the ACA mandates that all health insurance plans must include behavioral health, inpatient mental health, and treatment for substance use disorders (SUD) (such as counseling and psychotherapy).

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The Affordable Care Act (ACA) mandates that all insurance providers offer coverage for mental health treatment services.
Does Regence Cover Mental Health? The Affordable Care Act (ACA) mandates that all insurance providers offer coverage for mental health treatment services.

Does Regence Cover Therapy? Regence Innova Mental Health Coverage & Regence Blue Shield Mental Health Coverage

The cost of your care will vary depending on your location, insurance coverage, necessary procedures, and whether you choose to have treatment at an in-network or out-of-network hospital.
The cost of your care will vary depending on your location, insurance coverage, necessary procedures, and whether you choose to have treatment at an in-network or out-of-network hospital.

You might be wondering if your Regence insurance would pay for the treatment of drug misuse and mental health problems. Regence insurance will assist in covering a portion of the associated medical expenses that will help you recover from a mental health condition. Depending on the coverage you have, your addiction treatment may have been completed entirely or partially.

The cost of your care will vary depending on your location, insurance coverage, necessary procedures, and whether you choose to have treatment at an in-network or out-of-network hospital. Depending on your insurance provider or the drug rehab facility you choose, you could need to pay a portion of the costs out of pocket.

Your residency, the facility’s network status (in-network or out-of-network), the length of your stay, and the level of your Regence insurance coverage plan will all have an impact on the extent of your health coverage. The price of inpatient rehabilitation if you have Regence insurance varies from person to person and is based on the facility, the method of therapy, and the particular services you employ.

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Does Regence Cover Mental Health Services? Regence Blue Shield Mental Health Providers & Regence Insurance Mental Health Providers

Since 1917, Regence has provided services to the Pacific Northwest and Mountain Area. With 3 million members, Regence is the largest affiliation of health care plans in the Pacific Northwest/Mountain Area and serves approximately 1,000 towns in Washington, Oregon, Idaho, and Utah. Regence Blue Shield of Washington aspires to lead public policy changes that will reshape the healthcare system through innovation, advocacy, and the promotion of technology that enhances service delivery.

Facilities for alcohol addiction treatment are covered under Regence’s health plan. Services connected to drug recovery are also covered for Regence health plan members. Dual addiction diagnosis and concurrent mental health disorders are covered by Regence’s mental health insurance.

While We Level Up makes every effort to provide you with the most up-to-date information on each carrier’s drug abuse coverage, mistakes do occur occasionally. To verify coverage levels, please get in touch with your insurance company. By clicking here, you can obtain a free copy of the book.

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Regence Insurance Mental Health Costs & Regence Behavioral Health 

Regence insurance offers high-deductible plans, copay-only plans, and open-access plans.

  • Open-access plans don’t need a referral from a primary care physician and let you choose the doctors you wish to see.
  • Copay-only programs Make sure to pay for primary care doctor visits and generic medications before you reach your deductible to ensure that your payments after paying your deductible will only be copays.
  • Preventative care services, the possibility of a health savings account, and coverage through a primary care physician are just a few advantages of high-deductible plans. Logging into the member website will allow you to look over the specifics of your plan.

High deductible, copay-only, and open-access insurance are all offered by Regence Insurance Protection. To better aid patients in their local locations, insurance corporations provide a selection of regional plans that are supported by the countrywide provider network. Mental health problems typically coexist with drug or alcohol addiction. As a result, if you seek therapy for substance misuse or addiction, it’s imperative to address mental health issues.

Does Regence Cover Mental Health? Regence Therapy & Regence Behavioral Health Providers

The facility they select for their addiction treatment and their health plan will determine how much their Regence insurance will cover for alcohol rehab (Regence Alcohol). One of the many rehab centers that accept private insurance is We Level Up.

We Level Up rehab facilities provide a range of therapy levels that are both more varied and comprehensive for patients with dual diagnosis problems. It’s also conceivable that your insurance may not cover treatment for drug misuse because we work with so many different insurance companies, including Regence insurance PPO plans.

Regence and other insurance providers fund individual therapy, including cognitive-behavioral therapy (CBT) for addiction and mental health issues. The patient’s chosen course of treatment and their particular health insurance plan will both have an impact on the extent of coverage.

Does Regence Cover Mental Health?  One of the many rehab centers that accept private insurance is We Level Up.
Does Regence Cover Mental Health? One of the many rehab centers that accept private insurance is We Level Up.

Regence Mental Health Coverage & Regence Insurance Mental Health

Through its Ongoing Care initiatives, Regence is dedicated to monitoring patients. Once a week, participants meet together to encourage “alumni” in various treatment programs. A win or a recent comeback may be celebrated at social gatherings. These initiatives have a significant impact because they consistently motivate people to become involved in their communities.

The Regence insurance customer service staff provides therapeutic remedies day and night. It is significantly simpler to find therapists and counselors in the area.

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Does Regence Cover Mental Health? Premera Blue Cross Drug Rehab Types & Premera Blue Cross Mental Health

To learn what your particular plan covers, including coinsurance, copays, and deductibles, you must contact your insurance provider. Health insurance might pay for the following programs for substance abuse:

By examining the benefits of your plan, you may determine which costs will be covered by your insurance company and which ones you will be responsible for paying out of pocket while choosing the ideal rehab treatment center for you. Call the number on the back of your insurance card or log into your account on the Regence website to learn more about the conditions of your coverage plan.

  • If you’re reluctant to seek addiction rehabilitation therapy because you’re worried about what people will say, you’ll be glad you have Regence insurance. Regence provides members with round-the-clock service and may make it simple for you to choose a doctor or treatment center. The business will fulfill your requests discreetly and will hold the information you share with your agent in the strictest confidence. Your present insurance plan and the new company plan, which combines private therapy, both specify the length of your stay. Whatever the length of your visit, you’ll feel secure.
  • You’ll probably need to visit a treatment center that is a part of Regence’s network in order to receive your full benefits. You can still be responsible for a portion of the charges even if you choose an in-network institution for addiction treatment. If you choose an out-of-network facility, you can be liable for the full cost of your care. You can discuss other financial options with the college, such as a payment plan or potential scholarships.
  • Drug and alcohol rehab costs differ from person to person. You must make important choices regarding the rehab facility you choose, the program you enroll in, and the specific treatments you receive. When selecting a rehab facility, review your Regence insurance coverage to determine which costs are covered by your insurer and which you will be liable for paying out of pocket. You can call the number on your insurance card or log into your account on the Regence website to learn how much you might have to pay in copays and any deductible that must be satisfied before coverage begins for the treatments you need.

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Do Treatment Centers Need to be In-Network? Regence Mental Health Coverage

Out-of-network care could be more expensive even though not all Regence insurance plans demand that patients visit doctors and hospitals in the network. Keep in mind that programs available outside of the Emblem network have not had their adherence to current medical standards confirmed.

Each of Regence’s in-network programs is obligated to follow current regulations and deliver excellent treatment. Find out from your insurance provider whether pre-certification for your treatment for substance abuse is required before you begin the program. Pre-certification entails a review procedure to evaluate whether the anticipated therapy or program meets Regence’s clinical guidelines for coverage.

Regence Mental Health Coverage & Regence Insurance Mental Health

Depending on where you reside and the coverage your insurance plan offers, the cost of inpatient rehabilitation programs may change. For in-network inpatient services, several Regence plans offer 0% coinsurance; insurance coverage starts after your whole deductible has been satisfied. Some plans may impose a fee at the time of admission for extra services.

Does Regence Cover Mental Health? For in-network inpatient services, several Regence plans offer 0% coinsurance; insurance coverage starts after your whole deductible has been satisfied.
Does Regence Cover Mental Health? For in-network inpatient services, several Regence plans offer 0% coinsurance; insurance coverage starts after your whole deductible has been satisfied.

Whether coverage for medical providers outside of a network is offered depends on the region and kind of plan. For out-of-network care, some insurance plans demand a 30–50% copayment, while others may not cover it at all.

For out-of-network programs, pre-certification is frequently necessary because failure to do so could incur a per-occurrence fee. Speak with your provider to learn which procedures your insurer will pay for.

A PPO insurance company that accepts insurance plans that cover addiction is The We Level Up Treatment Center. You can always seek medical care, and our team of experts can offer you top-notch drug addiction rehabilitation therapy.

We collaborate to educate the public on Regence insurance benefits and extra treatment options. Use the opportunity to protect your life. If you’d like to talk with a member of our treatment team, call right now. Any queries you may have will be addressed by one of our counselors who is acquainted with your situation.

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Regence Mental Health Coverage Video

To help you take the initial step toward recovery, our team of admissions coordinators is here to help. They are also accessible to address any queries or worries you may have. We are aware that starting something new can be challenging, especially when struggling with addiction. Our team is familiar with your situation firsthand. We want you to know that you are not alone on this path and that we are here to help.

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Sources:

[1] Healthcare.gov. (2021) – Mental Health and Substance Abuse Coverage.

[2] Regence – Regence Levels Of Care

[3] Regence – Regence Homepage

[4] SAMHSA 

[5] NIDA – Principles of Drug Addiction

[6] NIDA – Drug Addiction Treatment