By We Level Up | Editor Yamilla Francese | Clinically Reviewed By Lauren Barry, LMFT, MCAP, QS, Director of Quality Assurance | Editorial Policy | Research Policy | Last Updated: March 13, 2023

Carefirst Mental Health Providers & Carefirst Mental Health Coverage

The Affordable Care Act (ACA) mandates that all insurance providers offer coverage for mental health treatment services. Additionally, the ACA mandates that all health insurance plans must include behavioral health, inpatient mental health, and treatment for substance use disorders (SUD) (such as counseling and psychotherapy).

Carefirst Bluechoice Mental Health Coverage & Drug Rehab Inpatient Programs Carefirst Free Quick Check

Carefirst Mental Health Provider Search

Does Carefirst Cover Mental Health? Carefirst Bluechoice Mental Health Providers & Carefirst Bcbs Mental Health Providers

Carefirst Mental Health Benefits & Carefirst Behavioral Health Services

In its capacity as the largest not-for-profit health plan in the Mid-Atlantic region, CareFirst BlueCross BlueShield is constructing the healthcare system of the future. Residents and their families throughout Maryland, Washington, D.C., and Northern Virginia depend on us for accessible, affordable healthcare. They take that seriously, too.

They provide daily services to employers, members, providers, and our communities through their diverse portfolios. Their employees put in an endless effort to provide our consumers with solutions and experiences that are both accessible and cheap.

Treatment centers for alcohol addiction are covered by Carefirst’s medical insurance. Services connected to drug recovery are also covered for Carefirst health plan members. Co-occurring mental health illnesses and dual addiction diagnoses are also covered by Carefirst’s mental health coverage.

While We Level Up makes every effort to provide you with the most up-to-date information on each carrier’s drug abuse coverage, mistakes do occur occasionally. To verify coverage levels, please get in touch with your insurance company. By contacting our staff, you may also get a free insurance check.

Carefirst Mental Health Cost & Carefirst Bluechoice Advantage Mental Health

Open-access plans, copay-only plans, and high-deductible plans are all provided by Carefirst insurance.

• Open-access plans don’t need a referral from a primary care physician and let you choose the doctors you wish to see.
• By paying for a primary care doctor visits and generic medications before you reach your deductible, copay-only plans ensure that your payments after covering your deductible will only be copays.
• Preventative care services, the possibility of a health savings account, and coverage through a primary care physician before the deductible is reached are just a few advantages of high-deductible plans. Logging onto the member website will allow you to view the specifics of your plan.

High deductible, copay-only, and open-access insurance are all offered by Carefirst Insurance protection. Insurance companies offer a range of regional plans that are supported by the nationwide provider network in order to better support patients in their local locations. Mental health problems typically coexist with drug or alcohol addiction. As a result, if you seek therapy for substance misuse or addiction, it’s imperative to address mental health issues.

Carefirst Mental Mental Providers & Carefirst Behavioral Health Program

Via its Ongoing Care initiatives, Carefirst is dedicated to monitoring patients. Once a week, participants get together to encourage “alumni” in various treatment programs. A win or a recent comeback may be celebrated with social gatherings. Because they consistently urge people to get involved in their communities, these initiatives have a significant influence.

The Carefirst insurance customer service team provides solutions for healing day or night. It makes it simpler to locate therapists and counselors in the area.

Carefirst Behavioral Health Providers & Dialectical Behavior Therapy Carefirst

To learn what your particular plan covers, including coinsurance, copays, and deductibles, you must contact your insurance provider. Health insurance might pay for the following programs for substance abuse:

• Detoxification
• Inpatient rehabilitation
• Residential rehabilitation
• Partial hospital treatment
• Intensive outpatient treatment
• Continuing care programs

By examining the benefits of your coverage, you may determine which costs will be covered by your insurance company and which ones you will have to pay out of pocket when choosing the finest rehab treatment center for you. Call the number on the back of your insurance card or log into your account on the Carefirst website to learn more about the specifics of your coverage plan.

Knowing the specific coverage that your Carefirst insurance plan offers when you or a loved one is seeking treatment for substance abuse may make you feel more at ease. You’ll be able to concentrate on the process of reaching and keeping sobriety since you won’t have to worry about unanticipated bills or financial troubles.

• If you’re reluctant to seek addiction rehabilitation therapy because you’re worried about what people might think, you’ll be glad you have Carefirst insurance. Carefirst provides members with round-the-clock service and may make it simple for you to locate a doctor or treatment center. Your agent will treat all information you share with them in the strictest confidence, and the company will handle your demands discretely. Both your current insurance policy and the new company plan, which combines private counseling, specify the length of your stay. No of how long you remain, you will feel secure.

• You’ll most likely need to visit a rehab center that is included in Carefirst’s network in order to receive your full benefits. You can still be responsible for a portion of the charges even if you choose an in-network institution for addiction treatment. If you choose an out-of-network facility, you can be liable for the full cost of your care. You can discuss other finance options with the college, such as a payment schedule or potential scholarships.

• Drug and alcohol rehab costs differ from person to person. Your choice of a rehab center, your program of choice, and the specific treatments you receive are all important factors. When selecting a rehab facility, review your Carefirst insurance policies to determine which costs are covered by your insurance and which you will have to pay out of yourself. Call the number on your insurance card or sign in to your account on the Carefirst website to learn how much you might have to pay in copays and any deductible that must be satisfied before coverage begins for the services you need.

Do Treatment Centers Need to be In-Network? Carefirst Mental Health Coverage

Out-of-network treatment may be more expensive, even though not all Carefirst insurance plans demand that patients see doctors and hospitals in the network. It is important to keep in mind that programs provided outside of Emblem’s network have not had their adherence to current medical standards confirmed.

Each of Carefirst’s in-network programs must follow modern guidelines and maintain a high level of care. Find out from your insurance provider whether pre-certification for your treatment for substance abuse is required before you begin the program. Pre-certification comprises a review procedure to assess whether the desired therapy or program exceeds Carefirst’s clinical requirements for coverage.

Carefirst Mental Health Coverage Costs & Carefirst Mental Health Providers

Your geography and the coverage your insurance policy offers may affect the cost of inpatient rehabilitation programs. For in-network inpatient services, several Carefirst plans offer 0% coinsurance; insurance coverage starts after your whole deductible has been satisfied. Some plans may impose a fee at the time of admission for extra services.

Carefirst Mental Health Providers Video

To help you take the initial step toward recovery, our team of admissions coordinators is here to help. They are also accessible to address any queries or worries you may have. We are aware that starting something new can be challenging, especially when struggling with addiction. Our team is familiar with your situation firsthand. We want you to know that you are not alone on this path and that we are here to help.